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Auto Insurance Premium Report
Average Auto Insurance Premium Per State For:
Auto Insurance Premium Report
2002 Kia Optima Manual Sedan
Quick Facts
An average American pays $928.23 a year on auto insurance for 2002 Kia Optima Manual Sedan. Insurance Calculator Inc. has helped many owners save over $236.38 a year on this vehicle.
Vehicle Specifications
Make: Kia
Model: Optima
Year: 2002
Body: Sedan
Engine Position: Front
Engine Size (cc): 2497
Numer of Cylinders: 4
Engine Type: in-line
Horse Power: 140 (RPM: 4000)
Torque (nm): 216
Drive: Front
Transmission: Manual
Seats: 5
Doors: 4
Vehicle Weight (kg): 1432
Length (mm): 4740
Width (mm): 1830
Height (mm): 1420
Wheelbase Size (mm): 2710
Compare Insurance Quotes
By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.
Insurance Rates Reference Chart
| Age Group | At-Fault Accidents Within 5 Years | ||||||||||||||
| None | 1 accident | 2 accidents | 3 accidents | 4+ accidents | |||||||||||
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| 20-24 |
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| 25-29 |
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| 30-39 |
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| 40-49 |
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| 50-54 |
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| 55-59 |
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| 60-64 |
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| 65-69 |
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| 70-74 |
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| 75+ |
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Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.
Average Auto Insurance Premium Per State For:
2002 Kia Optima Manual Sedan
| State | State Average | Our Average | Average Saving | Free Quotes |
| Alabama | $918.83 | $771.98 | $146.84 (15.98%) | |
| Alaska | $1,422.96 | $1,141.00 | $281.96 (19.82%) | |
| Arizona | $1,069.62 | $856.04 | $213.58 (19.97%) | |
| Arkansas | $1,069.62 | $878.55 | $191.08 (17.86%) | |
| California | $970.57 | $777.41 | $193.16 (19.90%) | |
| Colorado | $1,045.97 | $861.82 | $184.15 (17.61%) | |
| Connecticut | $1,517.58 | $1,152.51 | $365.07 (24.06%) | |
| Delaware | $1,644.72 | $1,227.17 | $417.55 (25.39%) | |
| District of Columbia | $1,721.60 | $1,257.57 | $464.03 (26.95%) | |
| Florida | $1,235.94 | $992.12 | $243.82 (19.73%) | |
| Georgia | $1,031.92 | $746.26 | $285.66 (27.68%) | |
| Hawaii | $814.60 | $674.32 | $140.28 (17.22%) | |
| Idaho | $868.56 | $724.99 | $143.57 (16.53%) | |
| Illinois | $983.88 | $818.51 | $165.37 (16.81%) | |
| Indiana | $963.18 | $785.88 | $177.30 (18.41%) | |
| Iowa | $768.77 | $653.35 | $115.42 (15.01%) | |
| Kansas | $1,145.02 | $901.00 | $244.02 (21.31%) | |
| Kentucky | $1,258.86 | $953.20 | $305.66 (24.28%) | |
| Louisiana | $1,553.80 | $1,176.59 | $377.21 (24.28%) | |
| Maine | $854.52 | $749.07 | $105.45 (12.34%) | |
| Maryland | $1,603.32 | $1,226.46 | $376.87 (23.51%) | |
| Massachusetts | $822.73 | $693.69 | $129.04 (15.68%) | |
| Michigan | $1,502.05 | $1,144.58 | $357.47 (23.80%) | |
| Minnesota | $1,152.41 | $930.75 | $221.66 (19.23%) | |
| Mississippi | $908.48 | $762.96 | $145.52 (16.02%) | |
| Missouri | $1,098.45 | $915.98 | $182.47 (16.61%) | |
| Montana | $1,083.67 | $907.08 | $176.59 (16.30%) | |
| Nebraska | $1,045.97 | $842.94 | $203.03 (19.41%) | |
| Nevada | $1,363.82 | $1,078.13 | $285.69 (20.95%) | |
| New Hampshire | $975.00 | $796.92 | $178.09 (18.27%) | |
| New Jersey | $1,849.48 | $1,333.79 | $515.69 (27.88%) | |
| New Mexico | $1,229.29 | $949.05 | $280.24 (22.80%) | |
| New York | $1,705.33 | $1,302.32 | $403.02 (23.63%) | |
| North Carolina | $1,037.10 | $855.17 | $181.93 (17.54%) | |
| North Dakota | $946.18 | $791.03 | $155.14 (16.40%) | |
| Ohio | $921.04 | $759.32 | $161.72 (17.56%) | |
| Oklahoma | $1,370.48 | $1,076.54 | $293.94 (21.45%) | |
| Oregon | $1,140.59 | $917.76 | $222.82 (19.54%) | |
| Pennsylvania | $1,296.56 | $1,031.21 | $265.35 (20.47%) | |
| Rhode Island | $1,698.68 | $1,272.93 | $425.75 (25.06%) | |
| South Carolina | $1,153.89 | $939.75 | $214.14 (18.56%) | |
| South Dakota | $900.35 | $760.77 | $139.58 (15.50%) | |
| Tennessee | $1,011.23 | $831.50 | $179.73 (17.77%) | |
| Texas | $1,161.28 | $929.85 | $231.44 (19.93%) | |
| Utah | $1,085.15 | $877.14 | $208.00 (19.17%) | |
| Vermont | $936.57 | $806.59 | $129.98 (13.88%) | |
| Virginia | $1,008.27 | $843.53 | $164.74 (16.34%) | |
| Washington | $1,210.81 | $943.38 | $267.43 (22.09%) | |
| West Virginia | $1,377.13 | $1,080.76 | $296.37 (21.52%) | |
| Wisconsin | $878.91 | $762.16 | $116.75 (13.28%) | |
| Wyoming | $1,060.75 | $876.56 | $184.19 (17.36%) |
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