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Auto Insurance Premium Report
2011 Kia Optima LX Manual Sedan

Quick Facts

An average American pays $886.04 a year on auto insurance for 2011 Kia Optima LX Manual Sedan. Insurance Calculator Inc. has helped many owners save over $225.64 a year on this vehicle.

Vehicle Specifications

Make: Kia
Model: Optima
Trim: LX
Year: 2011
Body: Sedan
Engine Position: Front
Engine Size (cc): 2400
Numer of Cylinders: 4
Valves per Cylinder: 4
Engine Type: in-line
Horse Power: 203 (RPM: 6300)
Torque (nm): 252 (RPM: 4250)
Fuel Type: Gasoline
Fuel Tank (Litres): 70
Drive: Front
Transmission: Manual
Seats: 5
Doors: 4
Vehicle Weight (kg): 1454
Length (mm): 4844
Width (mm): 1831
Height (mm): 1455
Wheelbase Size (mm): 2797
Fuel Efficiency per 100km (highway): 6.7
Fuel Efficiency per 100km (city): 9.8

Compare Insurance Quotes

By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.

Insurance Rates Reference Chart

Age GroupAt-Fault Accidents Within 5 Years
None1 accident2 accidents3 accidents4+ accidents
Drivers
12
12
12
12
12
16-19
$1152 $1329
$1240 $1418
$1418 $1595
$1683 $1861
$2038 $2215
20-24
$984 $1170
$1072 $1258
$1249 $1435
$1515 $1701
$1870 $2056
25-29
$904 $1001
$992 $1090
$1170 $1267
$1435 $1533
$1790 $1887
30-39
$824 $921
$913 $1010
$1090 $1187
$1356 $1453
$1710 $1808
40-49
$744 $842
$833 $930
$1010 $1108
$1276 $1373
$1630 $1728
50-54
$762 $868
$851 $957
$1028 $1134
$1294 $1400
$1648 $1754
55-59
$948 $1046
$1037 $1134
$1214 $1311
$1480 $1577
$1834 $1932
60-64
$1054 $1161
$1143 $1249
$1320 $1427
$1586 $1692
$1940 $2047
65-69
$1240 $1356
$1329 $1444
$1506 $1621
$1772 $1887
$2126 $2242
70-74
$1861 $2215
$1949 $2304
$2126 $2481
$2392 $2747
$2747 $3101
75+
$2720 $3633
$2809 $3721
$2986 $3899
$3252 $4164
$3606 $4519

Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.

Average Auto Insurance Premium Per State For:
2011 Kia Optima LX Manual Sedan

StateState AverageOur AverageAverage SavingFree Quotes
Alabama$877.06$736.89$140.17 (15.98%)
Alaska$1,358.28$1,089.14$269.14 (19.82%)
Arizona$1,021.00$817.13$203.88 (19.97%)
Arkansas$1,021.00$838.61$182.39 (17.86%)
California$926.45$742.07$184.38 (19.90%)
Colorado$998.42$822.64$175.78 (17.61%)
Connecticut$1,448.60$1,100.12$348.47 (24.06%)
Delaware$1,569.96$1,171.39$398.57 (25.39%)
District of Columbia$1,643.34$1,200.41$442.93 (26.95%)
Florida$1,179.76$947.03$232.74 (19.73%)
Georgia$985.02$712.34$272.68 (27.68%)
Hawaii$777.57$643.67$133.90 (17.22%)
Idaho$829.08$692.03$137.05 (16.53%)
Illinois$939.15$781.30$157.85 (16.81%)
Indiana$919.40$750.16$169.24 (18.41%)
Iowa$733.82$623.65$110.17 (15.01%)
Kansas$1,092.97$860.04$232.93 (21.31%)
Kentucky$1,201.64$909.87$291.77 (24.28%)
Louisiana$1,483.17$1,123.11$360.06 (24.28%)
Maine$815.67$715.02$100.65 (12.34%)
Maryland$1,530.45$1,170.71$359.74 (23.51%)
Massachusetts$785.33$662.16$123.18 (15.68%)
Michigan$1,433.78$1,092.56$341.22 (23.80%)
Minnesota$1,100.03$888.44$211.59 (19.23%)
Mississippi$867.18$728.28$138.90 (16.02%)
Missouri$1,048.52$874.34$174.18 (16.61%)
Montana$1,034.41$865.85$168.56 (16.30%)
Nebraska$998.42$804.62$193.80 (19.41%)
Nevada$1,301.83$1,029.12$272.71 (20.95%)
New Hampshire$930.69$760.69$169.99 (18.27%)
New Jersey$1,765.41$1,273.16$492.25 (27.88%)
New Mexico$1,173.41$905.91$267.50 (22.80%)
New York$1,627.82$1,243.12$384.70 (23.63%)
North Carolina$989.96$816.29$173.66 (17.54%)
North Dakota$903.17$755.08$148.09 (16.40%)
Ohio$879.18$724.81$154.37 (17.56%)
Oklahoma$1,308.18$1,027.61$280.57 (21.45%)
Oregon$1,088.74$876.04$212.70 (19.54%)
Pennsylvania$1,237.62$984.33$253.29 (20.47%)
Rhode Island$1,621.47$1,215.07$406.40 (25.06%)
South Carolina$1,101.44$897.04$204.41 (18.56%)
South Dakota$859.42$726.19$133.23 (15.50%)
Tennessee$965.26$793.70$171.56 (17.77%)
Texas$1,108.50$887.58$220.92 (19.93%)
Utah$1,035.82$837.27$198.55 (19.17%)
Vermont$894.00$769.92$124.07 (13.88%)
Virginia$962.44$805.19$157.25 (16.34%)
Washington$1,155.77$900.50$255.27 (22.09%)
West Virginia$1,314.53$1,031.64$282.90 (21.52%)
Wisconsin$838.96$727.52$111.44 (13.28%)
Wyoming$1,012.54$836.71$175.82 (17.36%)