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Auto Insurance Premium Report
Average Auto Insurance Premium Per State For:
Auto Insurance Premium Report
2012 Kia Optima LX Automatic 6-speed manual Sedan
Quick Facts
An average American pays $843.85 a year on auto insurance for 2012 Kia Optima LX Automatic 6-speed manual Sedan. Insurance Calculator Inc. has helped many owners save over $214.89 a year on this vehicle.
Vehicle Specifications
Make: Kia
Model: Optima
Trim: LX Automatic
Year: 2012
Body: Sedan
Engine Position: Front
Engine Size (cc): 2400
Numer of Cylinders: 4
Valves per Cylinder: 4
Engine Type: in-line
Horse Power: 203 (RPM: 6300)
Torque (nm): 252 (RPM: 4250)
Fuel Type: Gasoline
Fuel Tank (Litres): 70
Drive: Front
Transmission: 6-speed manual
Seats: 5
Doors: 4
Vehicle Weight (kg): 1454
Length (mm): 4844
Width (mm): 1831
Height (mm): 1455
Wheelbase Size (mm): 2797
Fuel Efficiency per 100km (highway): 6.7
Fuel Efficiency per 100km (city): 9.8
Compare Insurance Quotes
By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.
Insurance Rates Reference Chart
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| None | 1 accident | 2 accidents | 3 accidents | 4+ accidents | |||||||||||
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Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.
Average Auto Insurance Premium Per State For:
2012 Kia Optima LX Automatic 6-speed manual Sedan
| State | State Average | Our Average | Average Saving | Free Quotes |
| Alabama | $835.30 | $701.80 | $133.49 (15.98%) | |
| Alaska | $1,293.60 | $1,037.27 | $256.33 (19.82%) | |
| Arizona | $972.38 | $778.22 | $194.17 (19.97%) | |
| Arkansas | $972.38 | $798.68 | $173.71 (17.86%) | |
| California | $882.34 | $706.74 | $175.60 (19.90%) | |
| Colorado | $950.88 | $783.47 | $167.41 (17.61%) | |
| Connecticut | $1,379.62 | $1,047.74 | $331.88 (24.06%) | |
| Delaware | $1,495.20 | $1,115.61 | $379.59 (25.39%) | |
| District of Columbia | $1,565.09 | $1,143.25 | $421.84 (26.95%) | |
| Florida | $1,123.58 | $901.93 | $221.65 (19.73%) | |
| Georgia | $938.11 | $678.42 | $259.69 (27.68%) | |
| Hawaii | $740.54 | $613.02 | $127.53 (17.22%) | |
| Idaho | $789.60 | $659.08 | $130.52 (16.53%) | |
| Illinois | $894.43 | $744.10 | $150.33 (16.81%) | |
| Indiana | $875.62 | $714.44 | $161.18 (18.41%) | |
| Iowa | $698.88 | $593.95 | $104.93 (15.01%) | |
| Kansas | $1,040.93 | $819.09 | $221.84 (21.31%) | |
| Kentucky | $1,144.42 | $866.54 | $277.87 (24.28%) | |
| Louisiana | $1,412.54 | $1,069.63 | $342.91 (24.28%) | |
| Maine | $776.83 | $680.97 | $95.86 (12.34%) | |
| Maryland | $1,457.57 | $1,114.96 | $342.61 (23.51%) | |
| Massachusetts | $747.94 | $630.62 | $117.31 (15.68%) | |
| Michigan | $1,365.50 | $1,040.53 | $324.97 (23.80%) | |
| Minnesota | $1,047.65 | $846.14 | $201.51 (19.23%) | |
| Mississippi | $825.89 | $693.60 | $132.29 (16.02%) | |
| Missouri | $998.59 | $832.71 | $165.88 (16.61%) | |
| Montana | $985.15 | $824.62 | $160.53 (16.30%) | |
| Nebraska | $950.88 | $766.31 | $184.57 (19.41%) | |
| Nevada | $1,239.84 | $980.12 | $259.72 (20.95%) | |
| New Hampshire | $886.37 | $724.47 | $161.90 (18.27%) | |
| New Jersey | $1,681.34 | $1,212.54 | $468.81 (27.88%) | |
| New Mexico | $1,117.54 | $862.77 | $254.76 (22.80%) | |
| New York | $1,550.30 | $1,183.92 | $366.38 (23.63%) | |
| North Carolina | $942.82 | $777.42 | $165.39 (17.54%) | |
| North Dakota | $860.16 | $719.12 | $141.04 (16.40%) | |
| Ohio | $837.31 | $690.29 | $147.02 (17.56%) | |
| Oklahoma | $1,245.89 | $978.67 | $267.21 (21.45%) | |
| Oregon | $1,036.90 | $834.33 | $202.57 (19.54%) | |
| Pennsylvania | $1,178.69 | $937.46 | $241.23 (20.47%) | |
| Rhode Island | $1,544.26 | $1,157.21 | $387.05 (25.06%) | |
| South Carolina | $1,048.99 | $854.32 | $194.67 (18.56%) | |
| South Dakota | $818.50 | $691.61 | $126.89 (15.50%) | |
| Tennessee | $919.30 | $755.91 | $163.39 (17.77%) | |
| Texas | $1,055.71 | $845.32 | $210.40 (19.93%) | |
| Utah | $986.50 | $797.40 | $189.09 (19.17%) | |
| Vermont | $851.42 | $733.26 | $118.16 (13.88%) | |
| Virginia | $916.61 | $766.85 | $149.76 (16.34%) | |
| Washington | $1,100.74 | $857.62 | $243.12 (22.09%) | |
| West Virginia | $1,251.94 | $982.51 | $269.42 (21.52%) | |
| Wisconsin | $799.01 | $692.87 | $106.14 (13.28%) | |
| Wyoming | $964.32 | $796.87 | $167.45 (17.36%) |
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